Tuesday, October 14, 2008

I might have been born at night, but it sure as hell wasn't last night!

I really think people think other people are stupid. Last night, I was the attempted "victim" of a internet scam. I wouldn't have fallen for it, but it is the first time someone has tried to pull one of these on me. (I'm sometimes gullible, but not that gullible).

I have decided that I would like a new laptop. My current laptop is in excellent condition, but it's time for something new and shiny. Best Buy and various other electronic stores have ridiculous deals right now on laptops. I found one that is smaller and has the power I want. However, I cannot afford to buy it, unless I sell my current one. (Which makes sense, I'm not going to get caught in the credit card trap anymore!!!)

So I posted my laptop on Craigslist. Had someone who was interested. And someone who wanted me to send it to their son, after paying extra for shipping. Both Chris and I thought it a bit strange, but as long as the money ended up in my PayPal account, I was indifferednt to who was the purchaser.

I created a PayPal Buy It Now button and emailed it to the customer. I was not alarmed by the customers misspelling, for the fact is that for my job, I communicate via email with many non-English speaking people, and the email looked for the most part normal.


My quick glance at the PayPal emails did not raise an alarm at first, only for the fact is that I saw something with PayPal and went to go look in my PayPal account right away. As soon as I saw no pending transactions, that's when it started to get fishy. I took a closer look at the email. As my boyfriend pointed out, there was the $625.00 for the laptop, but the total with shipping read $825.00. I didn't think much of it at first, and I dismissed that discrepancy at first. Then, after seeing the misspellings in the email, as well as lack of punctuation, or punctuation in the wrong spot, I remember that I had created the button as a straight $825 with the shipping combined, not separate.  I looked at the email address from which this PayPal email was sent from. It was definitely not a @paypal.com address. I looked closely at the subject line, the word "Verification" was spelled "Vrification."  Everything then screamed SCAM!!!!!!


I called PayPal right away, as I wasn't sure how to deal with this person. They informed me to forward the fraudulent emails to spoof@paypal.com. I asked how I was going to handle the person who wanted the laptop, they told me to ask them for a PayPal receipt number, as well as say in the email that I had been in contact with PayPal and that the emails had been identified as fraudulent. I think it scared them, as PayPal said it would.


I sent the email back to this person at around 11:00 PM last night, and I've yet to hear anything back. In the meantime, I have received 3 more emails from people interested in my laptop. They are all poorly misspelled, as well as with choppy English. I don't think I want to reply. I'll sell my laptop to someone in person.

It almost seems that Craigslist is just a harem of scammers. The majority of jobs posted are the get rich quick schemes. Albeit, some job postings are legit, but most are of the get rich quick persuasion.

But take this as a lesson, those who deal with buying and selling over the internet. Beware poor spelling, punctuation and grammar. Beware deals too good to be true. Do not ship until the money is in your bank account. And if you're buying, only use a trusted source to handle your money. Those escrow sites are scams. Use only PayPal or cash.

Thursday, September 11, 2008

SOOOO Excited!

I got invited to WOTLK beta!!!! God! Why must I work today?!

Tuesday, May 13, 2008

**Ding** Another character to level 70!

Well, it has been awhile. I keep meaning to blog, and I really want to write, but I always forget or just decide not to.

Well, I dinged level 70 on my second character in World of Warcraft. Cahtch is now a level 70 Feral Tauren Druid. I'm not sure what she will be doing endgame. A part of me wants to tank, yet another part of me wants to try and heal. I've got Chaen to DPS, since she's a BM Hunter. Even though Kitty DPS is a lot of fun. Prowling and mangling away.


The Ding Shot

I did it in 13 days, 11 hours, 6 minutes and 35 seconds. That was really quick considering Chaen was at 22 days, 2 hours, 52 minutes and 13 seconds when I hit 70 on her. And supposedly hunters are really quick and easy to level.

My eventual goal is to get a level 70 of each class. I'm running two accounts so I can boost my lowbies through dungeons without having to group.

I'm learning to tank still. It's fun. I enjoyed Mana Tombs a lot. I hope they liked me. I was still trying my best towards the end, but I think the DPS were getting a bit carried away. I had a hard time keeping aggro. I think it was because everything had been so easy and we were flying through it. I was also the highest level.

I switched Chaen to enchanting so I'll have an in-house enchanter. I'm glad the Blood Elves get that racial bonus. I'll have to do some dailies on her, as she only has 50 some odd gold on her atm. (Maybe even less cause I just bought a bunch of stuff to DE).

I'm debating whether to work towards the Epic Flight Form for Cahtch. I need 5000 gold to do so. So many decisions.

Thursday, April 10, 2008

This might make me come off as a callous and uncaring bitch....but....

^ This is an article regarding the crash that killed 3 teenagers in Chesterfield the other day. Everyone is making them out to be victims. Yes, it's sad that they died. But they deserved it. They were screwing around and acting irresponsibly while driving down a ridiculously busy road! They're victims of their own stupidity.

Reading articles like this makes my blood boil. Yes, I was a teen driver at one time. But I knew the risks and I've seen accidents, I'd been in a few minor fender benders (mind you, as a passenger). Only accident I've been in, was when a new teenage driver wasn't paying attention and rearended my Neon, totalling it. Luckily no one was hurt, but she was a idiot.

I know there is the teenage "god" mode where you think nothing can hurt you, but it isn't there. You're just as vulnerable as the rest of society. And when you pull stupid antics like that, there are consequences. And this time, their actions ended in their death and injury of others. Take responsibility, you're no victims, except of your own stupidity and so-thought immortality.

Thursday, March 13, 2008

Life goes on.........

Sometimes it feels like the future will never get here, as silly as that sounds.

I know it's going to take awhile to get back on my feet after I go through with this bankruptcy stuff. I really hate to do it. But I was a stupid, idiot teenager, thinking I was invincible to the evils of debt and credit cards.

Essetially, because I was linked to my parents credit history via having their credit cards in my name for gas in high school, I was approved for every credit card under the sun. I was doing ok. I paid for my car using my credit limit. I fear actual loans for no apparent reason. Same with school. I also spent money I didn't have on worthless junk.

I was doing ok until I made a job switch that unfortunately lowered my income a small amount, but it was enough. I have talked to a couple of my credit card companies, but for the most part I've avoided my calls. I've overdrafted my checking account several times trying to appease them while pleading, please lower my payment.

I went to a credit counseling place, I was deficit each month by a substantial amount. They recommended a second job, or bankruptcy. I kept my eye out for a week for a second job (Chris has been working with the state to get a job, but it's been slow going). But with my work schedule's unpredictability and the hours I'm currently working, I'd have to work nights. Nights means no sleep. No sleep means a very grumpy Kitty. Grumpy Kitty = Not a good thing. Also, no time to play WoW, my one indulgence.

I decided to talk to my cousin about Bankruptcy, since he was a lawyer. He recommended me to a very nice gentleman that actually goes to St. Pete's. (Might have a gig coming my way as well, since he was a musician. hehe).

I've weighed the pros and cons. I've talked to other people in my age bracket that the same thing has happened to them. I don't feel so alone now. Out of my family, only my mother knows. She's against it and would rather me work with the credit card companies. But I hate talking to them because they're a) all foreign, and b) when I have talked to them, they can't do anything for me.

When I talked to the lawyer he was neither for it or against my doing so. He gave me the facts straight up. (He also gave me his price, straight up, which the other firm I had called wouldn't do...)

I think I am going to go through with it. I have to get my affairs in order. I need my '07 taxes done (which will be done tonight) along with my bills and other forms he gave me. Compared to the fee I will have to pay and the mark on my credit history to my current debt this will be a relief. I won't stress anymore. I'll actually be able to save some money to get a house. Because damnit, I want a house and a dog. No more cats. They are evil.

I talked to him about reestablishing my credit, and he says it's very easy, many of his clients get the preapproved cards in the mail still and that the 10 year black mark is not neccesarily true. (I do know after three years you can buy a house with conventional financing. HAHA). I don't neccessarily want to wipe out all my cards. The stupid littel balance cards I will take care of. (IE. Old Navy, Fashion Bug, etc).

One could easily point out that I could move back home and continue saving money that way and not have to go the bankruptcy route. Fair point. I can never move back home. The stress of living at home is too great compared to this even. (And the lack of cable internet...HAHA). I'm a fairly independent gal and as my mother told me of this whole situation and just of me in general, I have to re-invent the wheel. I won't go by other's opinions and life experiences, I have to find out for myself. (Which does get me into trouble sometimes).

Chris has an opportunity to get A+ certified and has several job openings available to him if he passes. So that is exciting! And I'm thrilled that he's coming out of his shell.

All in all, life goes on. You hopefully learn from mistakes you've made. I know I have. I hate to go this route, yet I know I need to, because it is the only way I'll be able to realize the rest of my dreams. (I will go back to school and I will own my own house with a dog :D )

Saturday, February 9, 2008

The Ups and Downs........

Well, it was pretty amazing, after playing WoW since 2006, I finally have a character at the level cap. I started Chaen back when The Burning Crusade expansion came out last January. She started out on Darrowmere, a pvp server. Both my boyfriend and friends wanted to move to a CST/EST server and still stay pvp so we moved to Azshara. After a few months on there, everyone wanted to go back the Draka, my first server, where my friends had higher lvl characters. So we moved again. Around this time I believe I was in my 40s/50s and pvp servers sucked at those lvls.

Well, after a year and about a month, last Wednesday, Chaen has hit lvl 70. It was amazing. I got my flying mount last night as well! Chris loaned me 80 gold and then I borrowed 53 from the guild bank...(Hey! I'll pay it back, I'm the GM anyway :P )

So I have a tawny windstrider. He's smexy. I don't know what I'll call him yet,.

And the down for the day....I lost a set of my keys. In fact, probably one of the most important sets of keys....My work keys and my parents house keys....... I get to work this morning, only to realize, I'm short a set on my keychain....WTF?!? I think they must have fallen off in the parking lot of my apartment. And by now, they've probably been plowed into a huge snow drift. And I felt like such an ass when I had to call my boss, (already 15 minutes late as it was, but that's not really my fault, as roads were bad, and they changed the location of where I was working today anyway...) and ask him what to do. Thank god there was a key around. So now, a lovely day at work. Because it's so slow here, I even shoveled the entire parking lot out front.

I've been here since 9AM and the phone has not rang once. Hopefully the day goes by quickly.